Fragmented source material
Asset data, security records, collection history and approvals sit across systems and formats.
Structured distressed asset transactions
A controlled workflow for lenders to prepare portfolios, and for verified buyers to discover and evaluate them without premature identity disclosure.
Buyers are RBI-registered ARCs. No unregulated participants.
Portfolio prepared
Buyer verified
Disclosure gate
Structured bids
Legal close
PrepareStructure and verify the portfolio pack.
DiscoverExplore anonymised opportunities.
EngageEnter controlled diligence and bids.
Small portfolios can carry disproportionate preparation and diligence cost. When records are fragmented and disclosure is risky, credible interest never becomes a controlled transaction process.
Asset data, security records, collection history and approvals sit across systems and formats.
Fixed diligence effort becomes uneconomic relative to the size of smaller retail and MSME pools.
Sellers hesitate to circulate identity and loan-level information before buyer intent is credible.
ARBANT structures preparation, discovery and process controls. Asset pricing, legal advice, assignment documents and settlement remain with the counterparties and their appointed advisers.
Select a stage to see what changes for each side of the market.
Buyers filter anonymised opportunities by asset class, pool size, geography and selected readiness indicators. Progression through each disclosure gate is verified by the platform, with lender consent at every stage.
For lenders
Use the preparation workflow first. Enter the market only when the portfolio and internal mandate are ready enough to support a credible process.
A defined data structure, document map and visible deficiency log.
Anonymised discovery before permissioned identity and data access.
Buyer engagement and bid terms captured through one decision path.
Organisation
Mandate
Intent
Review
If you are an NBFC/HFC evaluating a portfolio sale, or an RBI-registered ARC evaluating standardised smaller portfolios, write to: navnita@arbantindia.com