Structured distressed asset transactions

Make smaller NPA portfolios transaction-ready.

A controlled workflow for lenders to prepare portfolios, and for verified buyers to discover and evaluate them without premature identity disclosure.

Buyers are RBI-registered ARCs. No unregulated participants.

INDIAROLE-BASED ACCESSDISCLOSURE GATES
PORTFOLIO 024Illustrative deal room
Controlled
DOCUMENTSTATE
PDFPortfolio teaserAnonymised • v1.2 Ready
XLSAsset scheduleSchema checked • v1.1 Ready
PDFProcess noteControlled access • v1.0 Ready
ZIPDiligence packIdentity protected Gated
TRANSACTION PATH
01

Portfolio prepared

02

Buyer verified

03

Disclosure gate

04

Structured bids

05

Legal close

01

PrepareStructure and verify the portfolio pack.

02

DiscoverExplore anonymised opportunities.

03

EngageEnter controlled diligence and bids.

01 / THE MARKET GAP

The problem is not simply a lack of buyers. It is a lack of transaction readiness.

Small portfolios can carry disproportionate preparation and diligence cost. When records are fragmented and disclosure is risky, credible interest never becomes a controlled transaction process.

01

Fragmented source material

Asset data, security records, collection history and approvals sit across systems and formats.

02

Poor preparation economics

Fixed diligence effort becomes uneconomic relative to the size of smaller retail and MSME pools.

03

Premature disclosure risk

Sellers hesitate to circulate identity and loan-level information before buyer intent is credible.

ARBANT'S OPERATING BOUNDARY

ARBANT structures preparation, discovery and process controls. Asset pricing, legal advice, assignment documents and settlement remain with the counterparties and their appointed advisers.

02 / MARKETPLACE WORKFLOW

One process. Different views. Deliberate gates.

Select a stage to see what changes for each side of the market.

STAGE 03

Let eligible buyers assess fit before identities are exposed.

Buyers filter anonymised opportunities by asset class, pool size, geography and selected readiness indicators. Progression through each disclosure gate is verified by the platform, with lender consent at every stage.

LENDER VIEWBuyer universe and controlled interest signals
BUYER VIEWAnonymised portfolio profile
ACTIVE CONTROLSeller and borrower identities withheld
03 / CHOOSE A PATH

For lenders

Know what is missing before a buyer asks.

Use the preparation workflow first. Enter the market only when the portfolio and internal mandate are ready enough to support a credible process.

01

Preparation discipline

A defined data structure, document map and visible deficiency log.

02

Controlled disclosure

Anonymised discovery before permissioned identity and data access.

03

Comparable process

Buyer engagement and bid terms captured through one decision path.

INTERACTIVE VALIDATION PROTOTYPE

Lender readiness path

  1. 01

    Organisation

  2. 02

    Mandate

  3. 03

    Intent

  4. 04

    Review

STEP 01 / 03Start with the participant
This prototype stores nothing and submits no information.
PRIVATE PILOT

Request a private pilot conversation

If you are an NBFC/HFC evaluating a portfolio sale, or an RBI-registered ARC evaluating standardised smaller portfolios, write to: navnita@arbantindia.com